Investment Parameters
Lump-Sum Deposit Amount (₹)₹1,00,000
₹10,000₹10 Lakhs₹20 Lakhs
Interest Rate (% per annum)7.1% p.a.
4.0%7.1% (SBI 5-Yr)10.0%
Tenure Period (Years)5 Years (60 Months)
Total Maturity Amount on Completion
₹1,42,175
Guaranteed returns after 5 years @ 7.1%
Total Interest Earned
+₹42,175
Principal: ₹1,00,000
Your Investment: ₹1,00,000 (70.3%)Interest Earned: ₹42,175 (29.7%)
Yearly Growth Schedule (Quarterly Compounding)
| Year | Total Invested | Interest Accrued | Closing Balance |
|---|---|---|---|
| Year 1 | ₹1,00,000 | +₹7,291 | ₹1,07,291 |
| Year 2 | ₹1,00,000 | +₹15,114 | ₹1,15,114 |
| Year 3 | ₹1,00,000 | +₹23,508 | ₹1,23,508 |
| Year 4 | ₹1,00,000 | +₹32,513 | ₹1,32,513 |
| Year 5 | ₹1,00,000 | +₹42,175 | ₹1,42,175 |
Bank-compliant compounding interest formulas